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ING U.S. Study: Many Say Life Insurance Is More Important than Ever in Current Economy
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Family is key driver for purchase decisions; majority confirm benefits of coverage, yet inaction and lack of communication continue to pose barriers
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Monday, September 24, 2012
ING U.S. Study: Many Say Life Insurance Is...
The DAI’s Annuity Spotlight for September...
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The DAI's Annuity Spotlight for September 2012
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Insurance News – ING: Life Insurance Is More...
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Insurance News – ING: Life Insurance Is More Important Than Ever
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Insurance News – ING: Life Insurance Is More Important Than Ever. Filed under: DAI, DAI Life Brokerage Services Tagged: DAI, DAI Life Brokerage Services, Dworkin Associates, Dworkin Associates Inc, Insurance...
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Implementing A Roth IRA Conversion Using ...
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Implementing A Roth IRA Conversion Using Life Insurance
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Passing on the "Good Stuff!" All inheritances aren't equal. Even two different assets that are worth similar amounts may provide vastly different inheritances because of tax laws and distribution rules...
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Give Life [Insurance] a Shot!
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Give Life [Insurance] a Shot!
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Health insurance agents, welcome to the life insurance market. With the Supreme Court upholding the Patient Protection and Affordable Care Act, it would seem many of the estimated 100,000 health insurance...
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The ABCs of Life Insurance: A–E
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The ABCs of Life Insurance: A–E
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By Corey Dahl, Brian Anderson for LifeHealthPro.com Life insurance has more than its share of industry-specific jargon, and many of the terms frequently used by agents when talking about products and strategies...
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The ABCs of Life Insurance: F–J
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The ABCs of Life Insurance: F–J
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By Corey Dahl, Brian Anderson for LifeHealthPro.com Your clients likely aren't in the habit of talking about final expense or impaired risk. And a hybrid? Isn't that a type of car? Take a look at our series...
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Will critical illness insurance take off?
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Will critical illness insurance take off?
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Don't get caught in the rain Just as is the case with retirement savings, there's a common theme when it comes to Americans and finances: We're just not prepared enough. There's a long list of data telling...
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The ABCs of Life Insurance: K–O
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The ABCs of Life Insurance: K–O
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By Corey Dahl, Brian Anderson for LifeHealthPro.com What's the difference between a mutual insurance company and a stock insurance company? What's key person insurance? Your clients and propects might ...
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The ABCs of Life Insurance: P–T
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The ABCs of Life Insurance: P–T
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By Corey Dahl, Brian Anderson for LifeProHealth.com Are your prospects confused about perm versus term? Upset that their premiums are high because they're smokers? Use these simple explainations about ...
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The ABCs of Life Insurance: U–Z
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The ABCs of Life Insurance: U–Z
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By Corey Dahl, Brian Anderson for LifeHealthPro.com The difference between universal life and whole life is clear to agents, but to clients and prospects, they may look the same. Use this slideshow to ...
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Making the Most of Gifting in 2012
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Making the Most of Gifting in 2012
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Time is running out on an historic planning opportunity Time is running out on a historic opportunity to help clients gift more than ever to their beneficiaries while paying little, or even nothing, in...
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Current Trends in Insurance
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Current Trends in Insurance
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With ongoing tax law changes, product enhancements, insurance carriers entering or leaving different markets and new riders, how do you keep up with all of these changes? NAIFA members who attended one...
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Protecting Gen Y’s Greatest Asset with DI
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Protecting Gen Y's Greatest Asset with DI
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Education is key to dispelling the myth that financial protection is a discretionary need. As a cross-section of Americans to name their most important fianncial assets and you would draw some predictable...
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The 2012 Producer’s Guide to Universal Life...
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The 2012 Producer's Guide to Universal Life Plans
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From the September 1, 2012 issue of Life Insurance Selling The 2012 Producer's Guide to Universal Life Plans The 2012 Producer's Guide to Universal Life Plans This year's universal life survey, our 31st...
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DAI’s LTCi Newsletter for September 2012
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DAI's LTCi Newsletter for September 2012
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DAI News & Notes: Get Ready to Meet the BOSS...
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DAI News & Notes: Get Ready to Meet the BOSS
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Monday, September 17, 2012
DAI News & Notes: Transamerica Announces ...
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DAI News & Notes: Transamerica Announces Trendsetter LB (Living Benefits) Portfolio
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A Broker’s Perspective: Choice: A Shortcut...
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A Broker's Perspective: Choice: A Shortcut to Success
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The DAI Annuity Center: AIG – Their Story
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The DAI Annuity Center: AIG – Their Story
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Use Caution When It Comes To Backdating Policies...
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Use Caution When It Comes To Backdating Policies
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Life insurance policies are priced on the age of the insured — the lower that age, the lower the price. Consequently, the practice of backdating policies has developed as a way of keeping down the cost...
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Maximizing Modest Legacies
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Maximizing Modest Legacies
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Leaving a legacy is important for most clients. Even those with moderate estates have assets earmarked in their own mind as "for the children" or "for the grandchildren's education." Many of these clients...
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Selling to the Middle Market — What to Keep...
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Selling to the Middle Market — What to Keep in Mind
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The "middle market" — who are they and what do they need? Or what do they believe they need, when it comes to life insurance? These are key questions for producers to consider when they are reaching out...
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Indexed Universal Life Comes Of Age
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Indexed Universal Life Comes Of Age
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With sales increasing by more than 41 percent in the past year, and an average growth rate exceeding 23 percent per year since its inception almost 15 years ago, the emergence of IUL is an amazing story...
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Annuity Round Table: Annuities Are Compelling...
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Annuity Round Table: Annuities Are Compelling Products, Even In Today's Interest Rate Environment!
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Q: We were all surprised at the conviction of Glenn Neasham for wrongfully selling an annuity to an 83-year-od woman. Do you believe that this conviction is fair? Has this situation influenced your business...
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Enhancing The Confidence Level Of Your Female...
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Enhancing The Confidence Level Of Your Female Clients
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Service, Strategy And Support… There is ample evidence of financial confidence among American women. Yet, despite this apparent self-assurance, 64 percent of women who participated in a 2008 survey sponsored...
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DAI News & Notes: Protective Life Decreases...
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DAI News & Notes: Protective Life Decreases Rates on Secure-T AGAIN!
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The DAI’s Annuity Spotlight for September...
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The DAI's Annuity Spotlight for September 2012
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The Importance Of Conducting An Insurance...
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The Importance Of Conducting An Insurance Analysis
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Conducting a regular review of your clients' insurance portfolios is not only good business but can also be an economic lifesaver, as Roy Allen Lederman can attest. In 2009, Lederman, an agent in Carmel...
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Monday, September 10, 2012
News You Can Use: September is Life Insurance...
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News You Can Use: September is Life Insurance Awareness Month!
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A Broker’s Perspective…Choice: A Shortcut...
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A Broker's Perspective…Choice: A Shortcut to Success
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An individual's right to choice is one of the most important symbols of freedom in America. Our profession has produced a great many highly successful individuals with certain traits in common that are...
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How Can Life Insurers Reach More Consumers...
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How Can Life Insurers Reach More Consumers?
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What makes life insurance buyers tick? And perhaps more importantly, why is it that so many people still don't have life insurance protection? Or, if they do have coverage, don't have enough to properly...
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It’s Time to Inform Clients About Life Settlements...
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It's Time to Inform Clients About Life Settlements
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Opinion Here's a call that we received this morning from a life insurance producer: I have a potential life settlement case on my father. My broker dealer says I can't do life settlements. What do I do...
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Five Common Misconceptions about Long Term...
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Five Common Misconceptions about Long Term Care Insurance
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With all the misconceptions out about long term care insurance, Robert Cardona, of his LTC Insurance Solutions Inc., would like to share the five most common. In 2011, the average cost of a semi-private...
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4 Reasons You Fail to Attract and Keep Female...
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4 Reasons You Fail to Attract and Keep Female Clients
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It's no secret that men and women think differently, particularly in the way we make financial decisions. Lately, I've read about a number of advisors who chose to focus on women as their niche or target...
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How to Start the Succession Planning Conversation...
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How to Start the Succession Planning Conversation
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As insurance providers, you are aware of the fact that the majority of your business-owning clients are ignoring the reality that at some point in time they will have to relinquish management and ownership...
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DAI News & Notes: Transamerica Announces ...
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DAI News & Notes: Transamerica Announces Trendsetter LB (Living Benefits) Portfolio
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A Broker’s Perspective: Choice: A Shortcut...
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A Broker's Perspective: Choice: A Shortcut to Success
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Tuesday, September 4, 2012
DAI News & Notes: DAI Underwriting Detective...
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DAI News & Notes: DAI Underwriting Detective Series
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Behavioral Economics – Sales from Your Clients...
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Behavioral Economics – Sales from Your Clients' Point of View
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Behavioral economics is a blend of psychological and economic insights into how people manage risk and make important financial decisions. Research in this emerging field already has produced two Nobel...
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