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Although the climate is beginning to change for the positive, today’s long term care insurance (LTCI) marketplace is tough. It’s hard enough to even get people to the table to discuss the importance of this vital coverage. And when you do, it typically requires at least one very lengthy meeting (more likely two or three) [...]Read More
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Monday, June 11, 2012
LTCI options for uninsurable prospects
Plan to Work after 65? Your Life Insurance May Have to “Work” as Well.
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American workers plan to keep working past Age 65. If you’re one of them, will your life insurance also continue? The recent Transamerica Retirement Survey found that a majority of workers plan to work past age 65 (56%) and a majority (54%) plan to continue working after they retire. Just 39% believe they are building …Read more[...]
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Top 10 predictions for Life, Health and Annuity Agents in 2012
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1. Indexed universal life (IUL) will continue to experience another double-digit increase and break through the $1 billion level 2. You will see more and more life insurance companies beginning to jump on the indexed universal life (IUL) bandwagon 3. Insurance companies that offer fixed indexed annuities and/or IUL indexed products will begin adding more … Read more[...]
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DAI’s Annuity Spotlight for June 2012
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http://myemail.constantcontact.com/DAI-s-Annuity-Spotlight-for-June-2012.html?soid=1101728984258&aid=mF6tkvEMeyc. Filed under: Constant Contact, DAI, DAI Life Brokerage Services Tagged: Annuity, DAI, DAI Life Brokerage Services, Dworkin Associates, Dworkin Associates Inc, Insurance, Life Insurance, newsletter [...]
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DAI News & Notes: Protective Life Destroys Barriers
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http://myemail.constantcontact.com/DAI-News—Notes–Protective-Life-Destroys-Barriers.html?soid=1101728984258&aid=2Ni3MognfX8. Filed under: Constant Contact, DAI, DAI Life Brokerage Services Tagged: DAI, DAI Life Brokerage Services, Dworkin Associates, Dworkin Associates Inc, Insurance, Life Insurance, newsletter [...]
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Insurers: Improving Distribution Still Key
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Continued slow economic growth places a new priority on servicing distribution channels and improving service to agents, according to a new report. In a business environment marked by increased customer demands, insurers have been forced to continuously monitor and revise their distribution strategies. One of those strategies is to provide excellent service to the producer [...]
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Monday, June 4, 2012
The Paperwork Butterfly Effect: A Ripple Felt All The Way To The Carrier
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The butterfly effect is when one small act has inconceivable and momentous rippling consequences that are significantly larger than the small act in and of itself. Have you ever experienced the effect ...
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Health Insurance Agents Riding The Wave Of Life
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Like it or not, health care reform is rap idly changing the terrain of our industry. The Patient Protection and Affordable Care Act (PPACA), nicknamed Obamacare by the media, became effective in January...
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Disability Insurance Insights…The Fortune In Selling Disability Income Protection
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According to the latest count from the U.S. Census Bureau, the population of the United States is 308,745,538 and growing. It is estimated that 188 million of those people are income earners. According...
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What's a L.I.R.P?
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Americans are watching with a growing sense of dread as our nation's debt levels continue to spiral out of control. In just 15 short years, we've gone from budget surpluses to more than $15 trillion of...
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The DAI Annuity Center: SPIA Rates are HOT!
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http://myemail.const
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Boomers and retirement savings: the Good, the Bad and the Ugly
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by Katie Libbe for the May 01, 2012 issue of Senior Market Advisor The Boomer Issue As the retirement landscape in America continues to evolve, baby boomers are finding themselves facing a future where...
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